Terms of Service
Last updated: February 2026
1. Agreement to Terms
By accessing or using the Dream Team Mortgage website (dreamteam.mortgage), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this website.
2. About Dream Team Mortgage
Dream Team Mortgage is a licensed mortgage brokerage operated by Tathiana Moreno (NMLS #1684574) in the state of Florida. We facilitate mortgage loan origination services on behalf of consumers.
NMLS Consumer Access: You can verify our licensing at nmlsconsumeraccess.org.
3. Not a Commitment to Lend
All information provided on this website, including mortgage calculators, rate estimates, payment estimates, and eligibility information, is for informational purposes only and does not constitute a commitment to lend. Actual loan terms, rates, and approval are subject to credit approval and other conditions.
4. Accuracy of Information
We make every effort to ensure the accuracy of information on this website. However, mortgage products, rates, and program details change frequently. You should verify all information directly with Tathiana Moreno before making financial decisions.
5. Use of Our Website
You agree to use this website only for lawful purposes and in accordance with these terms. You agree not to:
- Use the website in any way that violates applicable laws or regulations
- Transmit false, misleading, or fraudulent information
- Attempt to gain unauthorized access to any portion of the website
- Use the website to harm, threaten, or harass any person
- Copy, reproduce, or distribute content without written permission
6. Third-Party Links and Services
Our website may link to third-party services including Arive (loan application), Microsoft Bookings (scheduling), and Google Maps. We are not responsible for the content, privacy practices, or availability of these third-party services.
7. Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of Dream Team Mortgage or its content suppliers and is protected by applicable copyright and trademark laws.
8. Disclaimer of Warranties
This website is provided "as is" without any warranties, express or implied. Dream Team Mortgage makes no warranty that the website will be uninterrupted, error-free, or free of viruses.
9. Limitation of Liability
To the fullest extent permitted by law, Dream Team Mortgage shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or reliance on any information provided herein.
10. Equal Housing Opportunity
Dream Team Mortgage is an Equal Housing Opportunity lender. We do not discriminate based on race, color, religion, national origin, sex, handicap, or familial status in accordance with the Fair Housing Act.
11. Governing Law
These Terms of Service are governed by the laws of the State of Florida. Any disputes shall be resolved in the courts of Lee County, Florida.
12. Changes to Terms
We reserve the right to modify these terms at any time. Continued use of the website after changes constitutes acceptance of the revised terms.
13. Contact Information
For questions about these Terms of Service:
Dream Team Mortgage
19 Del Prado Blvd N, Ste 4, Cape Coral, FL 33909
(786) 301-7443 | tathiana@dreamteam.mortgage