Hometown Heroes Program
Florida honors its frontline workers with one of the most generous homebuyer assistance programs in the country. If you serve your community, you deserve to live in it too.
Who Qualifies?
Florida's Hometown Heroes program recognizes professionals who dedicate their careers to serving and protecting Floridians.
Law Enforcement Officers
Police, sheriffs, corrections officers, probation officers
Firefighters & First Responders
Firefighters, fire inspectors, and EMTs
Paramedics & EMTs
Emergency medical technicians and paramedics
Physicians & Nurses
All licensed healthcare professionals
Educators
K-12 teachers, principals, counselors, and school administrators
Child Care Workers
Licensed childcare facility employees
Court & Legal Personnel
Attorneys, judges, court clerks, and public defenders
Active Military & Veterans
Active-duty military, National Guard, veterans
Not sure if you qualify?
The full list of eligible professions is extensive. If you work in public service, healthcare, education, law, or emergency response in any capacity, there's a good chance you qualify. Contact Tathiana for a free eligibility check, no obligation, no hard credit pull.
Check My ProfessionProgram Benefits
Up to 5% Down Payment Assistance
Receive up to 5% of the loan amount as a second mortgage to cover your down payment. No monthly payment required on the assistance.
No Income Restrictions Below $150K
Eligible borrowers with household income up to $150,000 qualify for the program. Income limits may vary by county.
Combines with FHA, VA & Conventional
The Hometown Heroes assistance can be stacked with your primary loan product for maximum benefit.
Florida Residents Only
This is an exclusive Florida Housing Finance Corporation program for Florida residents working in eligible professions.
How to Apply
Check Eligibility
Confirm you work in an eligible profession and are a Florida resident. Contact Tathiana for a quick eligibility check. No obligation.
Get Pre-Qualified
Provide your income, credit, and employment details. Tathiana will issue your pre-qualification letter within 24-48 hours.
Shop for Your Home
Use your pre-qualification to shop with confidence. Tathiana stays in contact with you and your realtor throughout.
Close With Assistance
Your down payment assistance is applied at closing, reducing your out-of-pocket costs significantly.
Frequently Asked Questions
You Serve Florida. Let Tathiana Serve You.
You deserve to own a home in the community you protect. Let Dream Team Mortgage make it happen with the Hometown Heroes program.