Your Dream Home Starts Here
Florida's trusted mortgage broker. Personal service, expert guidance, and a commitment to close on time, every time.
Get Pre-Qualified Today
Free. No obligation. Takes 2 minutes.
Tathiana Moreno
Mortgage Broker & Loan Originator
"I started Dream Team Mortgage because I believe homeownership changes lives. My job is to make sure nothing stands between you and your dream home."
Find the Right Loan for You
From first-time buyers to seasoned investors, we have a loan program designed for your unique situation.
FHA Loans
Low down payment. Flexible qualification.
VA Loans
Zero down. Maximum benefits. You earned it.
Conventional Loans
Competitive rates. Maximum flexibility.
HELOC
Fast access to your home's equity.
Bank Statement Loans
Self-employed? We have your solution.
Hard Money Loans
Asset-based lending for real estate investors.
Commercial Financing
Financing solutions for businesses and investors.
Hometown Heroes
5% down payment assistance for eligible workers.
Hometown Heroes Program
Giving back to those who give so much to our communities. The Florida Hometown Heroes program provides down payment and closing cost assistance to eligible frontline community workers.
- 5% down payment assistance (up to $35,000)
- Available to eligible Florida residents only
- Income limits apply (up to $150,000)
- Combine with FHA, VA, or Conventional loans
What to Expect
Getting a mortgage doesn't have to be complicated. Here's how we take you from first call to keys in hand.
Initial Consultation
Schedule a free call or apply online. We'll review your goals, credit, and financial picture. No pressure, no obligation.
Pre-Qualification
Gather your documents and we'll issue a pre-qualification letter within 24–48 hours. You'll be ready to make competitive offers.
Home Shopping
Shop with confidence. Tathiana stays in constant contact with you and your real estate agent throughout the entire process.
Close On Time
Typically 30 days. Tathiana is known for closing on time or early. "If she says it can close, it will close."
Personal Service That Makes the Difference
When you work with Dream Team Mortgage, you work directly with Tathiana. No call centers, no runaround. Just a dedicated expert who cares about getting your deal done right.
"I started Dream Team Mortgage because I saw too many families get lost in the mortgage process: overwhelmed, uninformed, and anxious. My promise is simple: I will keep you informed at every single step, and I will fight to get your deal to the closing table."
What Our Clients Say
Real stories from real Floridians who achieved their homeownership dreams with Dream Team Mortgage.
"Tathiana made our first home purchase seamless. She kept us informed at every step and closed 5 days early. We couldn't be happier!"
"As a veteran, I was nervous about the VA loan process. Tathiana walked me through everything, answered every question, and got us to the closing table without a hitch."
"I'm self-employed and thought getting a mortgage was impossible. Tathiana found the bank statement loan program and closed my dream home in 28 days. She's incredible!"
Ready to Make Your Move?
Whether you're buying your first home, refinancing, or investing, Tathiana has the expertise to guide you through every step. Let's get started.